Auto Finance Department in Buckhannon, WV

When thinking about a new vehicle, the financing options are usually an important consideration.  At Jenkins Ford we like to take the mystery out of financing: when you are negotiating a car deal, we are happy to help you know what financing options are available to you, to tell you your APR up front, and to work with you to get a competitive APR.  

If you have questions about your credit, you can even feel free to speak directly with one of our finance managers who will help you to make sense of what is going on!


What if my credit isn't that great?

We understand that not all credit scores are the same, and not all credit scores mean the same things.  We know that some people have less than perfect credit due to hard times (job loss, illness, etc), or maybe because they just made some mistakes with their credit in the past.  As such, the individual attention we give to our customers is even more important.  We cannot promise that everyone will be able to be financed, but because we look at each application (and match them with the right financing institution) it increases our ability to help those with less than perfect credit.


Can I use my own bank?


O
f course!  If you feel more comfortable to do business with your own bank, we can help send the paperwork they need to process your application.  However, since Jenkins Ford has access to the wholesale APRs from various financing institutions, what many of our customers have found is that they can save money by allowing us to send the application for them!  Save time and money!


What about Leasing?

Leasing is definitely an option that people are choosing more and more.  With a lease, you can enjoy a new vehicle every few years, generally have a lower payment, and at the end of the term, you can buy the vehicle or lease another!  Ford offers leases from 24-48 months with a range of different mileage options to suit your needs.  


Do you have any First Time Buyer Programs?


Yes!  If this is your first time financing a vehicle, Ford has a first time buyer program that may work for you!  Here are the requirements:

  • No prior automobile loan in credit history
  • $1,800 or more gross monthly income
  • Six months on job
  • No major derogatory credit (charged off credit cards, etc)
  • No more than $400 monthly payment
  • Cannot finance any more than the vehicle's invoice price.
Ford changes these requirements somewhat from time to time, so it's best to call to ensure the most up-to-date information.



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Finance Hours

  • Monday 9:00AM - 7:00PM
  • Tuesday 9:00AM - 7:00PM
  • Wednesday 9:00AM - 7:00PM
  • Thursday 9:00AM - 7:00PM
  • Friday 9:00AM - 7:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed
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Dealership Hours

  • Monday 9:00AM - 7:00PM
  • Tuesday 9:00AM - 7:00PM
  • Wednesday 9:00AM - 7:00PM
  • Thursday 9:00AM - 7:00PM
  • Friday 9:00AM - 7:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed

Parts Dept. Hours

  • Monday 7:30AM - 5:00PM
  • Tuesday 7:30AM - 5:00PM
  • Wednesday 7:30AM - 5:00PM
  • Thursday 7:30AM - 5:00PM
  • Friday 7:30AM - 5:00PM
  • Saturday 8:30AM - 3:00PM
  • Sunday Closed

Service Dept. Hours

  • Monday 7:30AM - 5:00PM
  • Tuesday 7:30AM - 5:00PM
  • Wednesday 7:30AM - 5:00PM
  • Thursday 7:30AM - 5:00PM
  • Friday 7:30AM - 5:00PM
  • Saturday 8:30AM - 3:00PM
  • Sunday Closed
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